O.W. Best is an acronym that stands for “Otherwise Best.” It is used in the context of insurance policies to describe the level of coverage that is provided. An “Otherwise Best” clause means that the policy will provide the best possible coverage for the insured, regardless of any other factors.
O.W. Best clauses are often used in policies that cover high-risk activities, such as extreme sports or hazardous occupations. They can also be used in policies that cover valuable property, such as jewelry or artwork. By including an O.W. Best clause in a policy, the insured can be sure that they will have the maximum amount of coverage possible in the event of a loss.
